Car Accidents in the US

Car accidents are the leading cause of death in the United States. It was reported that every minute a car accident occurs. Drivers are often taught how to avoid a car accident but the one thing that is lacking in their vehicle education is what to do after an accident has occurred.

Before An Accident

One of the first things a person can do before an accident is to make sure you are aware of what your insurance covers. This way you can make sure that a tow truck or a rental car is covered by your insurance. You should also put an emergency kit in their glove box. Inside should be a paper and pen to take down the other driver’s information, a camera or cell phone to take pictures of the damage, a note card with any special allergies or conditions a paramedic would need in the event of a serious injury, and a list of emergency numbers. You should also keep flares and traffic triangles in the trunk to avoid another accident with another car.

Immediately After An Accident

Before putting the traffic triangles and flares on the road, you must first try to move your car to the side of the road. This should only be done if the accident did not cause extensive damage to the vehicle. If the car is too damaged to move, stay in the car with your seatbelt fastened while you wait for police and paramedics to arrive. After the car has been safely moved to the side of the road, you must exchange information with the other person. The information that should be taken down is the name of the driver, address, phone number, policy number, insurance company, license plate and driver’s license plate number. If the driver is different from the name of the insured, establish the relationship between the two and take down the information for both. You should also write down a description of the other car, including the make, model, color, and year, as well as what happened and where the collision occurred. Also, if there are any witnesses get their information as well in case they need to come to trial to talk about what they saw.

Post Accident

With a camera, take pictures of both cars damage. These photos must show the overall context of the accident in order to show them to your claims adjuster. In some states, police may not respond to the accident unless injuries have occurred. If this is the case, you should still go to your local police department or on the department of motor vehicle’s website and file a state vehicle accident report. It has been said that a police report often speeds up the claim’s process.