Step 1: Identify Fault
If your car was damaged in a motor vehicle accident the first step was to identify who was at
fault. If the other person in the accident was at fault, you must contact their insurance agent before
taking the vehicle to get repaired. Once the insurance agent sends an adjustor to assess the vehicles
damage, they will give you an estimation of how much the damage is worth.
Estimation and Repair
This estimation is the maximum amount of money that you will be able to spend to get the
vehicle repaired. The insurance company may also suggest a repair shop that they know and trust. It is in
your best interest to go to the insurance agents suggested auto repair shop.
If You Are At Fault
If you are at fault you are responsible for paying both the damage to your vehicle and the other
persons. You must contact your insurance agent after the accident. In some cases, you may not be
responsible for the other person’s damage due to your insurance policy. Another clause in your
insurance policy may be that your own damage may not be covered by insurance. This would mean that
you have to pay for the damage out of your own pocket.
Make Sure You Are Covered
It is important to read through your insurance policy to make sure that you are covered in the
event of an auto accident. Motor Vehicle repairs can be costly so make sure you do thorough research
before selecting an insurance company.